Posted 5/25/18 / Affordable Health Insurance
Changes in Household or Location Can Qualify You for Special Enrollment
Because the 2018 open enrollment period for the Washington Health Exchange is over, you can enroll ONLY if you have certain “life events” that allow you to qualify for what’s known as a Special Enrollment Period.
Some common events include changes in your household and changes in your residence.
If in the past 60 days, you or anyone in your household experienced one of the following, you may qualify:
- Getting married. If you select a plan by the last day of the month, your coverage can start the first day of the next month.
- Having a baby, adopting a child, or placing a foster child in your care. Coverage can start the day of the event — even if you enroll as many as 60 days AFTER the event.
- Getting divorced or legally separated and losing your health insurance. However, if you divorced or became legally separated – and you didn’t lose your coverage – that doesn’t count.
- A death in your family. If someone on your marketplace plan dies, and as a result you’re no longer eligible for your current health plan, you can be eligible for a Special Enrollment Period.
Changes in residence
These household moves could also make you eligible:
- Moving to a new home in a new ZIP code or county.
- Moving to the U.S. from a foreign country or United States territory.
- Students moving to or from the place they attend school.
- Seasonal workers moving to or from the place they both live and work.
- Moving to or from a shelter or other transitional housing.
Note: Moving only to seek medical treatment or going on vacation doesn’t qualify you for Special Enrollment.
Important: You must be able to prove you had qualifying health coverage for one or more days during the 60 days before your move. If you’re moving from a foreign country or United States territory you must prove you had coverage either through a private health plan, or a Government Universal plan offered from that country.
[ Past Articles ]