Not a cent in most cases! Your monthly premium paid to the insurance company usually already includes that cost. That means you have access to expert advice and service for no more than if you bought a plan without any guidance!

No. Contrary to popular belief, you cannot enroll just when you get sick. Enrollment in the Washington HealthPlanFinder Exchange plans can only occur  once a year during Open Enrollment. This year, Open Enrollment is between November 1st, 2018 and December 15th, 2018.

If you miss the enrollment period, you could be out of luck. However, there are a few special enrollment periods that may allow you to enroll outside of that window, such as if you lose other coverage, get married, have a child, etc. Call us to discuss if you qualify for a special enrollment period.

Your insurance plan cost will depend on several factors, including the level of coverage you need, your age, if you smoke, your income, and where you live. Depending on these factors, you also may be eligible for tax credits to help pay for co-pays and monthly premiums. Sound complicated? Our dedicated Enrollment team makes finding the right coverage for you quick and easy. You can reach our Enrollment team by phone, email, or chat to help you determine what the right plan, and cost, is for you.

If you are not enrolled in a qualifying health plan, you will be required to pay a tax penalty. However, some people are exempted from paying the penalty, such as: individuals in jail or prison, if they make too little money to file an income tax return ($9,500 a year for an individual), if their health insurance premium would cost them more than 9.5 percent of their annual income, members of Indian tribes, those whose religion forbids buying health insurance, undocumented immigrants, Americans living abroad, and members of a health care sharing ministry.